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Homeowner loans

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Secured loans, second charge mortgages or homeowner loans could be a better way to borrow amounts at a potentially lower rate than could be charged in other ways as the loan is secured against your property.

HOMEOWNER LOANS can range from £10,000 to £250,000

We compare the loans market for the most competitive rates.

The amount of equity you have in a property, your personal circumstances and your credit history will all play a part in determining the loan products you will be able to access.

Types of homeowner loans

There are three types of homeowner loans to choose from:

Short-term fixed rate homeowner loans

You pay a fixed amount every month throughout the short term of the fixed rate (usually between one and five years). Repayments will then revert to the lender's standard variable rate, meaning that your payments could go up or down.

Fixed term homeowner loans

Fixed term loan means that you will pay a fixed amount every month throughout the term of the loan, giving you peace of mind that your repayments will not fluctuate and the ability to budget better

Variable rate homeowner loans

Variable rate loans mean that the interest rate you pay may fluctuate depending on the Bank of England base rate or market forces. This means that your monthly repayments and the total amount you repay over the term could increase or decrease. If interest rates go up, you could repay a lot more than you originally budgeted for or, in the worst-case scenario, be unable to meet your repayments.

Start your secured loan enquiry

To your best knowledge answer the questions below, our qualified secured loans agents will then search the market place to find the right loan for you and your circumstances

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