There
are over 3 million self-employed people in the UK accounting for almost
11% of the total working population making an estimated £93bn
contribution to the UK economy each year. (Source ~ national STATISTICS)
There are also many others who are either on short term contracts
such as IT Consultants, Engineers, Agency Nursing staff, Teaching
support staff, who are on irregular incomes and paid by way of contracted
time schemes or with bonuses and commissions. (Source ~ national STATISTICS)
Therefore many who can be identified in this way who are seeking a
mortgage can meet with so many barriers and as a result feel frustrated
at having been turned down and turned away through outdated lending
practices.
A number of lenders are now awakening to the reality of the employment
market in the UK and will now assess matters in a more enlightened
manner realising that 'one size does not fit all'.
Mortgages which are 'self certified' have become the answer to those
who are more likely to fit the category of self employed or contracted
and has considerably helped to solve the problem of rejection when
applying for a mortgage.
For a fuller assessment of the mortgage market please contact Mortgage
Finder who will arrange for you to receive assistance with your enquiry
without any obligation.
Please simply complete the ENQUIRY FORM (click button below) or contact us using the phone number given below.
0845 056 4398
Self Employed / Self Certification - The overall cost for comparison is 7.6% APR. The actual rate available will depend upon your circumstances. Please ask for a personalised illustration and phone number:
CALL ~ 0845 056 4398
It is very important to note that if you make false declarations and/or inflate your income on a mortgage application form you may not be able to afford your mortgage repayments. You may also face criminal prosecution for mortgage fraud. All applications will be subject to a feasibility assessment.
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